Fire Damage Restoration Services Near Me

FixFireDamage is a US directory listing 14,000 fire damage restoration businesses, offering trusted providers and comprehensive service information for faster recovery. Find local specialists and compare options easily.

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Best Fire Damage Restoration Services in United States

Our analysis of 14,000 Fire Damage Restoration Services across 3,523 cities, with 790,080 reviews and 64,564 services, reveals the best US providers based on quality, response time, and reliability to restore properties efficiently after fire damage.

First Atlantic Restoration

4.8 ★★★★★
473 reviews
First Atlantic Restoration
Address: 414 S Parliament Dr, Virginia Beach, VA 23462
Phone: 18554991915
Services: Damage Assessment, Disaster Recovery, Emergency Board Up, Emergency Mitigation Services, Emergency Response View more
About: First Atlantic Restoration provides comprehensive fire damage restoration in Virginia Beach, VA, offering expert recovery, cleanup, and restoration services. With 25 specialized offerings, they restore properties efficiently and safely.
Review: “I cannot recommend First Atlantic Restoration highly enough. From start to finish, this company exceeded every expectation I had — and trust me, those expectations were incredibly high! Their professionalism, attention to detail, and genuine care for the project and my family’s home were truly unpar...” Read more

Pilgrim Cleaners

4.3 ★★★★☆
405 reviews
Pilgrim Cleaners
Address: 10611 Fuqua St, Houston, TX 77089
Phone: 17139448482
Services: Alteration And Tailoring, Alterations, Bedding Wash, Bridal Gown, Clothes Cleaned View more
About: Pilgrim Cleaners in Houston offers expert fire damage restoration services, with comprehensive cleaning and recovery solutions across 46 specialties. Located at 10611 Fuqua St, TX 77089.
Review: “The gentleman at the front desk was friendly and provided excellent customer service. My blazer was cleaned and pressed very nicely as well. The shoe repair shop also did a great job repairing my shoes. I will continue to patronize this establishment.”

Pilgrim Cleaners

4.6 ★★★★★
370 reviews
Pilgrim Cleaners
Address: 2610 TX-35 Loop, Alvin, TX 77511
Phone: 12813315027
Services: Alteration And Tailoring Service, Alterations, Bridal Gown, Clothes Cleaned, Clothes pressing View more
About: Pilgrim Cleaners in Alvin, TX provides comprehensive fire damage restoration services, covering 44 specialized treatments to restore your home and belongings efficiently.
Review: “I've been using the Pilgrim's cleaners in Alvin for years - great staff and service. Our area was hit with a hurricane and the building that Pilgrims was in was damaged and they didn't miss a beat- they had a temporary building up and running in no time. The ladies are always super nice and I love r...” Read more

Kelmann Restoration

4.9 ★★★★★
368 reviews
Kelmann Restoration
Address: 12001 W Dearbourn Ave, Wauwatosa, WI 53226
Phone: 14147743799
Services: 24/7 Emergency Restoration Response, Ad Water Damage, Air Conditioning, Applied Structure Drying, Assisted Living View more
About: Kelmann Restoration in Wauwatosa provides expert fire damage restoration services, restoring structure, content, and safety with comprehensive solutions and rapid response.
Review: “Everyone at Kelmann Restoration was pleasant to work with. Our project took longer to complete than we think anyone anticipated. That might be customary for mitigation and rebuild jobs. Our Project Manager, Brian, was exceptional and kept things moving forward. Dale, one of the carpenters, was outst...” Read more

Renewal Claim Solutions of Greater NYC

5.0 ★★★★★
338 reviews
Renewal Claim Solutions of Greater NYC
Address: 169 Hamburg Turnpike, Bloomingdale, NJ 07403
Phone: 19733390325
Services: Area rug cleaning, Claim Solutions, Claims Processing, Drapes & curtain cleaning, Dry Cleaning View more
About: Renewal Claim Solutions of Greater NYC offers comprehensive fire damage restoration services in Bloomingdale, NJ, covering 23 specialized solutions to restore and recover property. Trustworthy emergency and restoration expertise for residential and commercial claims.
Review: “After a fire in our home, Renewal Solutions stepped in and handled the cleaning and storage of our clothing and personal belongings with incredible care and professionalism. During the interim, we needed to retrieve specific clothing and items for a ski trip, which could have been a stressful proces...” Read more

Restore Construction

4.7 ★★★★★
310 reviews
Restore Construction
Address: 2035 N 15th Ave, Melrose Park, IL 60160
Phone: 18475954787
Services: 24/7 Emergency Restoration, Asbestos Air Quality Testing, Asbestos Compliance Documentation, Asbestos Inspection Services, Asbestos Remediation Planning View more
About: Restore Construction provides expert fire damage restoration services in Melrose Park, IL, helping properties recover quickly with comprehensive containment, cleanup, and structural repairs. Trusted professionals delivering efficient, thorough restoration solutions.
Review: “Our house caught fire 5 months ago and we were lucky that Billy and Carlos responded to our fire and stayed till 9:30pm to board up 28 windows that Fire Dept. took out.Billy then followed up to come to visit Restore in Melrose Park to see the complete process where they pack and move everything that...” Read more

USA Water & Fire Restoration

4.6 ★★★★★
271 reviews
USA Water & Fire Restoration
Address: 80 Burr Ridge Pkwy, Burr Ridge, IL 60527
Phone: 18005013046
Services: Fire damage cleanup & repair, Flood cleanup, Flood restoration, Mold cleaning, Mold damage restoration View more
About: USA Water & Fire Restoration in Burr Ridge offers professional fire damage restoration and 12 related services in County Line Square, Burr Ridge.
Review: “Really can’t say enough good things about this company! GO WITH THEM YOU WONT REGRET IT! We had flooding in our floors and had to have all the floors redone and walls repainted. First time homeowners so this was a scary idea for us, and working with insurance. Ron was SO helpful and knowledgeable an...” Read more

ServiceMaster Restore By Jouny

4.7 ★★★★★
267 reviews
ServiceMaster Restore By Jouny
Address: 25150 W Warren St, Dearborn Heights, MI 48127
Phone: 13135812475
Services: Air Conditioner, Air Duct Cleaning, Air Vent, Basement Flooding, Burst Pipe View more
About: ServiceMaster Restore By Jouny offers expert fire damage restoration in Dearborn Heights, MI, with comprehensive services to rebuild and recover property after a blaze. Trusted local specialists providing thorough remediation and solutions.
Review: “Abe and his associate from Jouny were awesome and got our ducts super clean. Abe was really helpful and showed before and after photos and even helped show me an issue with our furnace that we should get serviced. He didn’t try to upsell and was very honest and thorough. I have nothing but great thi...” Read more

Paul Davis Restoration of Central Virginia

4.8 ★★★★★
233 reviews
Paul Davis Restoration of Central Virginia
Address: 45 Business Park Drive D, Ruckersville, VA 22968
Phone: 14349909911
Services: 24/7 Emergency Response, Antimicrobial Treatments, Board-Up and Tarping, Burst Pipe and Flood Damage Repair, COVID-19 and Pathogen Cleaning View more
About: Paul Davis Restoration of Central Virginia provides comprehensive fire damage restoration services in Ruckersville, VA, restoring homes and belongings with expertise.
Review: “Very impressed with the level of quality from Paul Davis Restoration. We had mold growth in the crawlspace and basement of a 1905 construction due to uninsulated HVAC ductwork. From start to finish, the communication and professionalism of all staff members was noteworthy. Brandon performed the insp...” Read more

Integrity Contents Services

4.8 ★★★★★
230 reviews
Integrity Contents Services
Address: 2311 E Jones Ave, Phoenix, AZ 85040
Phone: 16023681148
Services: 24 Hour Emergency Response, Air Conditioning Systems, Air Duct Cleaning, Art Restoration, Art Restoration and Cleaning View more
About: Integrity Contents Services in Phoenix provides comprehensive fire damage restoration and content restoration, with 62 specialized services to recover and safeguard valuables. Located at 2311 E Jones Ave, AZ.
Review: “Integrity’s crew meticulously and carefully handled all our belongings. The team works together like a well oiled machine, attending to our every direction when needed. Juliana is a godsend, making sure everyone knows what to do at every turn, while presenting a confident reassuring presence for us,...” Read more

West Coast Fire & Water

4.9 ★★★★★
208 reviews
West Coast Fire & Water
Address: 2798 Industrial Blvd, West Sacramento, CA 95691
Phone: 19168668185
Services: Air Scrubbing, Biohazard Cleanup, Biohazard Cleanup Services, Biohazard Remediation, Black Mold View more
About: West Coast Fire & Water in West Sacramento provides comprehensive fire damage restoration services, plus extensive cleanup and recovery solutions across 67 offerings. Specialists handle fire, smoke, soot, odor, and water intrusion with professional restoration expertise.
Review: “West Coast Fire and Water recently completed a water damage repair in our home. We decided to do a complete remodel of the kitchen, which included new counters, cabinets, sink, moving the sink which required replumbing, and flooring. We replaced all the flooring in our house, also. Brian and his tea...” Read more

Jim Black Construction Inc

4.3 ★★★★☆
202 reviews
Jim Black Construction Inc
Address: 12279 Pennsylvania St, Thornton, CO 80241
Phone: 13034528710
Services: Assisted Living, Boarding Up, Carpet Cleaning, Commercial Property, Commercial Restoration View more
About: Jim Black Construction Inc in Thornton, CO provides expert fire damage restoration services, covering 52 specialized offerings to restore properties efficiently.
Review: “I am the office manager of a company that recently had the pleasure of working with Jim Black Construction. I can’t say enough good things about our experience. Our project was complex, with many moving parts and significant insurance hurdles. The JB Construction team went above and beyond—doing eve...” Read more

A & I Fire & Water Restoration

4.5 ★★★★★
191 reviews
A & I Fire & Water Restoration
Address: 1536 American Way, Myrtle Beach, SC 29577
Phone: 18434488485
Services: 24 Hour Emergency Board Up, 24 Hour Emergency Response, Clean Up, Commercial Property, Content Cleaning View more
About: A & I Fire & Water Restoration provides comprehensive fire damage restoration and related services in Myrtle Beach, SC, offering 54 specialized solutions to restore properties.
Review: “To the Team at A&I Fire and Water Restoration, I am writing to express my sincere thanks and appreciation to A&I Fire and Water Restoration for the outstanding service and care you have provided during an incredibly difficult time for our business. On January 1st, our business experienced a fire, an...” Read more

Northwest Restoration

4.4 ★★★★☆
189 reviews
Northwest Restoration
Address: 21515 Bents Ct NE, Aurora, OR 97002
Phone: 15033001006
Services: Asbestos Abatement, Biohazard Cleanup, Construction and Renovation, Fire and Smoke Damage Restoration, Lead Abatement View more
About: Northwest Restoration provides comprehensive fire damage restoration services in Aurora, OR, covering 9 key areas to restore safety and property integrity.
Review: “We had a water damage due to sudden burst of pipe. We hired Northwest Restoration thru our insurance to do the rebuild.The first contractor that Northwest sent us resigned so they sent another one to take over and her name is Shelby. She said "we will get you wrapped up". She stepped in and did her...” Read more

Cooper Cleaning

5.0 ★★★★★
180 reviews
Cooper Cleaning
Address: 11915 NE 56th Cir, Vancouver, WA 98682
Phone: 13609800078
Services: Carpet cleaning, Deep clean, Estate Clean Out, Estate and Property Junk Removal, Fire Structure Clean View more
About: Cooper Cleaning provides expert fire damage restoration in Vancouver, WA, offering comprehensive services to repair, restore, and revitalize affected properties.
Review: “Having mold in your home is AWFUL, but having CCR clean after your remediation almost makes the years of sickness worth it, they are THAT GOOD. As a team they are the hardest working people I have ever had the pleasure of hiring. They are trained by the owner Leah exceptionally well, she should be h...” Read more

Cloud Contents

5.0 ★★★★★
177 reviews
Cloud Contents
Address: 2101 Hull Ave, Des Moines, IA 50317
Phone: 15153484357
Services: 24/7 Emergency Service, Art Restoration, Cleaning Your, Content Cleaning And Restoration, Contents Repair View more
About: Cloud Contents in Des Moines, IA provides comprehensive fire damage restoration services, backed by 27 specialized offerings to restore homes efficiently.
Review: “This was a great company to use for our cleaning and repair needs. The customer service was unmatched. They had speedy response times, bringing us industrial air filters hours after the fire was put out to begin filtering out some of the smell and other contaminants from the air. The cleaning crew a...” Read more

ServiceMaster Restoration & Cleaning Services by Skip

4.9 ★★★★★
177 reviews
ServiceMaster Restoration & Cleaning Services by Skip
Address: 1280 E State St, Sycamore, IL 60178
Phone: 18153968379
Services: Basement Flooding, Black Mold, Broken Pipe, Carpet cleaning, Commercial Property View more
About: ServiceMaster Restoration & Cleaning Services by Skip provides expert fire damage restoration and comprehensive cleaning solutions in Sycamore, IL. 24/7 support and thorough, professional remediation.
Review: “Scott really helped when I was selling my home by remediating the mold (after inspecting it) in my attic. His crew took the time to remove the paint covering the mold, then treated it and made it safe for the new owner. We were so impressed with the professionalism they provided, we hired ServiceMas...” Read more

Campbell Restoration

4.9 ★★★★★
175 reviews
Campbell Restoration
Address: 7433 Hill Rd, Canal Winchester, OH 43110
Phone: 16148331943
Services: Board-Up, Carpet cleaning, Cleaned Up, Commercial Building, Commercial Roofing View more
About: Campbell Restoration in Canal Winchester, OH provides comprehensive fire damage restoration services, helping homes recover with expert remediation, cleanup, and recovery solutions. Trusted local specialists restoring property and peace of mind.
Review: “After our garage caught fire last year, we were overwhelmed and unsure where to start. Thankfully, we were referred to Campbells Restoration, and they truly turned a difficult situation around. Tim and Chris were outstanding from start to finish—professional, responsive, and incredibly knowledgeable...” Read more

ATS RESTORATION & CONSTRUCTION

4.7 ★★★★★
174 reviews
ATS RESTORATION & CONSTRUCTION
Address: 102 Business Park Way #200, McKinney, TX 75071
Phone: 12148563170
Services: 24/7 Emergency Response, 24/7 Emergency Services, Commercial Fire Damage, Commercial Properties Damaged, Commercial Storm Damage View more
About: ATS Restoration & Construction provides professional fire damage restoration in McKinney, TX, offering comprehensive services to restore property, contents, and safety. Located at 102 Business Park Way Ste 200.
Review: “After we experienced a dishwasher leak back in March, we were paired up with ATS through our insurance company to manage the demolition, pack out, and reconstruction of our kitchen & hardwood flooring. This project was a daunting one - I was five months pregnant at the start and the water damage req...” Read more

McMahon Services & Construction Corp

4.8 ★★★★★
170 reviews
McMahon Services & Construction Corp
Address: 44 W Belvidere Rd, Hainesville, IL 60030
Phone: 18475664568
About: McMahon Services & Construction Corp provides expert fire damage restoration in Hainesville, IL, delivering rapid, thorough recovery and reconstruction services.

Fire Damage Restoration Service Local Directory

FixFireDamage.com is a U.S. local directory created to help property owners quickly find trusted fire damage restoration providers near them. After a fire, time matters-our directory makes it easier to locate reputable fire damage restoration services in your area and connect with a qualified fire damage restoration company without wasting hours searching.

Browse by state and city to compare local options, review key business details, and reach out fast—so you can start cleanup and recovery sooner and move forward with confidence after fire and smoke impact.

How to Use the Directory

Start by selecting your state, then choose your city to open local pages and lists of nearby providers. From there, click into any business profile to see what each fire damage restoration service offers and whether they match your needs—especially if you’re looking for fast response and 24/7 availability.

Compare providers using practical signals like ratings and reviews, service capabilities, and contact options. When you’re ready, use the listing to call, request an estimate, or schedule an on-site visit—so you can connect with experienced fire damage restoration contractors and get help from fire damage restoration experts as quickly as possible.

Fire Damage Restoration vs. Fire Damage Repair: What’s the Difference?

Fire damage restoration is the full recovery process after a fire—focused on making the property safe, removing soot and smoke residue, controlling odors, and stabilizing the structure. It addresses the immediate impact of fire and smoke damage and helps prevent further deterioration while the site is being restored.

Fire damage repair usually refers to the rebuilding phase that follows restoration, such as replacing drywall, flooring, cabinetry, roofing, framing, or other materials that were damaged. In many cases, restoration comes first (assess, secure, clean, deodorize, stabilize), and repairs come next (rebuild and finish) to return the home or business to pre-loss condition.

When You Need Emergency Help

Emergency fire damage cleanup is needed when conditions can worsen quickly or create safety hazards. If there is lingering smoke, heavy soot buildup, strong odors spreading through the property, or visible structural damage, fast response can reduce secondary damage and speed up recovery.

Seek urgent help if the roof, windows, or doors are compromised, if water from firefighting efforts is soaking floors and walls, or if there are electrical risks (wet outlets, exposed wiring, tripped breakers). In these cases, immediate fire damage cleanup—combined with securing the structure and removing soot and moisture—helps protect the property while the full restoration plan is put in place.

Common Fire Scenarios and Secondary Damage

Many fire losses start from everyday sources—kitchen flare-ups, electrical faults, heating equipment, fireplaces, candles, or unattended appliances. Even small incidents can create extensive fire and smoke damage, because smoke travels fast and soot can settle deep into surfaces, fabrics, and ventilation pathways.

Secondary damage is often just as costly as the initial burn. Water used to extinguish the fire can soak building materials, while soot residue may cause corrosion on metals and staining on walls and contents. This is why prompt fire damage remediation matters: early stabilization, targeted cleaning, and odor control help reduce ongoing deterioration and support a smoother path to full restoration and repairs.

Fire Damage Restoration Process: What to Expect

The fire damage restoration process typically follows a structured sequence to stabilize the property, remove smoke and soot contamination, and prepare the space for rebuilding. While every loss is different, these steps reflect how many professional teams handle residential and commercial fire recovery.

Inspection and Safety Assessment

Technicians evaluate structural stability, identify hazards, document affected areas, and create a plan for cleanup and restoration. This step often includes determining where soot and smoke traveled, what materials can be saved, and what must be removed.

Securing the Property

If the building envelope is compromised, crews may board up windows and doors or install a temporary roof tarp to prevent weather exposure, unauthorized entry, and additional damage while work is underway.

Soot and Smoke Removal

Specialized methods are used to remove soot and smoke residue from surfaces and contents. Early removal helps reduce staining, corrosion, and odor absorption throughout the property.

Fire Damage Cleaning

Fire damage cleaning focuses on detailed cleaning of walls, ceilings, floors, fixtures, and salvageable contents such as furniture and personal items, depending on the severity and materials involved.

Odor Control

Smoke odors can linger even after visible soot is removed. Providers may use deodorization techniques designed to neutralize odor sources and reduce persistent smoke smell in affected spaces.

Fire Damage Remediation

Fire damage remediation includes targeted treatments and sanitation steps to help prevent secondary issues—such as recurring odors, residue-related deterioration, or contamination risks-based on the type of fire loss and materials impacted.

Fire Damage Repair and Reconstruction

After the site is stabilized and cleaned, the final stage is fire damage repair and fire damage reconstruction. This can include demolition of unsalvageable materials and rebuilding drywall, flooring, cabinetry, roofing, framing, and finishes to return the property to pre-loss condition.

Fire Damage Cleanup vs. Fire Damage Cleaning

Fire damage cleanup is the initial removal phase—clearing debris, soot-covered materials, and unsalvageable items, and performing demolition when needed to access damaged areas. It’s focused on stabilizing the site and preventing further deterioration by removing what can’t be saved.

Fire damage cleaning is the detailed restoration phase that follows, aimed at saving and restoring what remains. This typically includes deep cleaning of surfaces, contents restoration (when possible), and odor control steps to address smoke residue that can cling to walls, fabrics, and furnishings.

Smoke Damage and Odors

Fire and smoke damage often extends far beyond the burned area. Smoke can travel through HVAC systems, gaps, and porous materials, leaving soot residue that stains surfaces, corrodes metals, and permanently discolors finishes if not treated quickly. Fabrics, insulation, and unfinished wood can absorb smoke particles fast, which is why early cleanup and targeted cleaning matter.

Odors can linger even after visible soot is removed because smoke particles penetrate into porous materials and hidden cavities. Professional restoration teams use specialized methods for residue removal and odor neutralization to address the source—not just mask the smell—helping return the space to a clean, livable condition.

Residential vs. Commercial Fire Restoration

Residential fire damage restoration is typically focused on making a home safe and livable again—restoring living spaces, contents, and finishes while minimizing disruption for the household. The work often includes soot and smoke removal, cleaning of personal belongings when possible, odor control, and repairs to return the home to pre-loss condition.

Commercial fire damage restoration usually involves larger square footage, stricter safety requirements, and a stronger emphasis on reducing downtime. Businesses may need phased work plans, coordination with property managers or multiple tenants, after-hours scheduling, and detailed documentation for compliance, insurance, and operational continuity. Experienced commercial teams plan around access, containment, and timelines to help reopen spaces faster and more safely.

Common Fire Restoration Services

Service offerings vary by provider and the severity of the loss, but many teams provide end-to-end fire damage restoration services—from emergency stabilization to reconstruction. Use each listing to confirm what a specific fire damage restoration service includes before you schedule an on-site visit.

Fire Damage Restoration Cost in the U.S.

Fire restoration pricing in the United States varies widely depending on how far fire and smoke damage spread, how much soot and odor control is required, whether firefighting water caused additional damage, and how much rebuild work is needed. As a national reference point, most homeowners spend $3,098–$51,243 on fire and smoke remediation, with an average around $27,091.

What these numbers are based on: the ranges above come from large U.S. cost guides that aggregate real-world project totals (reported by homeowners/customers), adjust for location across thousands of cities, remove outliers, and update cost data frequently. Use them as budgeting guidance—your real price should come from an on-site inspection and a written scope of work.

How to Choose a Fire Restoration Contractor

After a fire, choosing the right team affects safety, timeline, and overall outcome. Use the checklist below to compare fire damage restoration contractors and identify providers who can manage cleanup, odor control, and reconstruction with clear communication and reliable documentation.

Reliable fire damage restoration experts will explain the process in plain language, set realistic expectations, and provide a written plan before major work begins.

What You’ll Find in Each FixFireDamage Listing

FixFireDamage.com helps you compare local providers quickly by putting essential details into a single profile. Each listing is built to help you evaluate a fire damage restoration company and take action fast—especially when time matters after a fire.

When you’re ready, use the listing CTA to call, request an estimate, or schedule an on-site visit directly with the provider.

How Our Listings and Rankings Work

FixFireDamage.com organizes providers into “Best” and “Nearby” pages to help you compare options quickly after a fire. Our goal is to highlight reputable local companies using practical, easy-to-understand signals—so you can shortlist providers faster and then confirm details directly with the business.

This approach helps you quickly identify options for fire damage restoration services in your area, but it is not an endorsement.

Disclaimer: Rankings are a comparison tool based on available business information and customer feedback. Always review the full listing, confirm services and pricing, and request an estimate or on-site assessment before making a decision.

FAQ

What to do immediately after a fire?

If there’s any danger, call emergency services and do not re-enter until authorities say it’s safe. Once cleared, limit exposure to soot/smoke residue, shut off utilities only if it’s safe to do so, document damage with photos/video, and contact your insurer to start a claim. Secure the property (board-up/temporary tarp if needed) and call a local fire restoration team to begin emergency stabilization and cleanup.

How long does fire restoration take?

Timelines vary by severity. Light smoke cleanup may take a few days to 1–2 weeks, moderate damage often takes several weeks, and major losses with structural rebuilding can take months. The biggest factors are how far smoke/soot spread, whether there’s water damage from firefighting, how much contents restoration is needed, permitting, contractor/material availability, and insurance claim pacing.

Can smoke odor be removed?

Yes—most smoke odors can be significantly reduced or eliminated with professional deodorization and deep cleaning. Effective removal usually requires addressing the source (soot residue in porous materials, HVAC paths, hidden cavities) using methods like HEPA filtration/air scrubbing, detailed surface and contents cleaning, and targeted odor neutralization.

Do companies work with insurance claims?

Many do. A restoration provider can document damage, provide a written scope, and supply photos and itemization that help support a claim. Your policy and insurer determine what’s covered, so it’s smart to confirm approvals and keep claim communication organized from the start. Homeowners policies typically include fire as a covered peril, depending on policy terms.

Is emergency service available 24/7?

Many restoration providers offer 24/7 emergency response, but not all. In listings, look for “Emergency Service” or 24/7 availability, then call to confirm dispatch time, on-site arrival windows, and whether they can secure the property (board-up/roof tarp) immediately.

How to choose a contractor?

Prioritize fire restoration teams with proper insurance/licensing (where required), strong reviews, clear written estimates, and proven experience with soot/smoke cleanup and reconstruction. Ask what equipment and methods they use (HEPA filtration, deodorization approach), whether they provide documentation for insurance, and what the realistic timeline and communication cadence will be.

Does renters insurance cover fire damage?

Renters insurance commonly covers your personal belongings against named perils such as fire, and it may also include loss-of-use (additional living expenses) if the unit is uninhabitable—while the building itself is typically the landlord’s responsibility. Coverage depends on the policy form and limits.

What insurance covers fire damage?

Fire damage is commonly covered under homeowners insurance (dwelling/structure and often personal property and loss-of-use, subject to policy terms), condo policies (often HO-6 for the unit/interior and belongings), and renters insurance (personal property and loss-of-use). Businesses typically rely on commercial property insurance. Always verify your specific policy terms, limits, and deductibles.